Bryder Holdings Limited · Invercargill
New Zealand software, built for the long term.
Bryder Holdings builds and runs businesses from the bottom of the South Island: KiwiBudget, Bryder Studios and Bryder Commerce. We own what we build, and we plan in decades.
Security and privacy, run in-house.
- Incorporated
- 19 March 2026
- Based
- Invercargill, Southland
- Businesses
- Three
- Built
- In-house
- NZBN
- 9429053530134
Our companies
Three businesses, all built in-house.
We do not buy companies. Each business was designed, built and is run in-house. KiwiBudget Limited is a wholly owned subsidiary, Bryder Studios is a trading name of Bryder Holdings itself, and Bryder Commerce is in formation.
KiwiBudget
KiwiBudget Limited · New Zealand company 9459896 · wholly owned
A personal budgeting app built for the way money actually works in New Zealand. It connects to New Zealand banks read-only through Akahu, builds a budget around the user's real pay cycle, and tracks bills, goals and KiwiSaver in New Zealand dollars.
- Launching
- 16 November 2026
- On
- iOS and Android
Bryder Studios
A trading name of Bryder Holdings Limited · Invercargill
Websites, rebrands, 3CX phone systems and Microsoft 365 email for businesses in Southland and across New Zealand, built to the same standard behind KiwiBudget.
- Quotes
- Written
- Websites
- Usually from $500
Bryder Commerce
Bryder Commerce · in formation
An ecommerce business in formation. An online store built and run from New Zealand on the same payments, platform and support work behind KiwiBudget, with the same standard for how customers are treated. More here as it opens.
- Status
- In formation
- Store
- Not open yet
Need a website, phones or email for your business? Bryder Studios can help
Approach
How the company works.
Three commitments that decide almost every other question.
- 01
Build it ourselves.
Design, engineering, infrastructure and support are in-house. Nothing core is contracted out, which keeps the standard consistent, for our own products and for the businesses Bryder Studios builds for.
- 02
Own what we run.
We operate the software we build, including security, privacy and regulatory obligations. A product we cannot support properly is a product we do not ship.
- 03
Answer to New Zealanders.
Our customers, our data and our obligations are here. Products are built for New Zealand conditions first and measured against New Zealand law, not adapted from somewhere else afterwards.
Governance
Jack Ridder
Founding Director
Jack founded Bryder Holdings in March 2026 and is its sole director, and the director of KiwiBudget Limited. He leads product and engineering across the group, and is the person accountable for the group's obligations to its customers, its suppliers and the Registrar.
The group has one director. That is deliberate at this stage: decisions are made quickly and by the person who has to live with them. Governance grows when the business does, not before.
Newsroom
Latest news.
- · PressSouthland-born budgeting app for the working classOtago Daily Times
- · PressBudgeting app to help families beat cost squeezeThe Press
- CompanyAnnouncements, releases and notes on how we workThe newsroom, with an RSS feed and no newsletter
As seen in and heard on
Technology
Technology we build on.
The platforms behind KiwiBudget and Bryder Commerce. We run them ourselves, from New Zealand.
Akahu
Supabase
PostgreSQL
Stripe
App Store
Google Play
Capacitor- Vercel
Cloudflare
GitHub
Resend
Xero
Company details
The facts on the record.
Not a financial service provider. No company in the group holds client money, provides financial advice or is a registered financial service provider. KiwiBudget is a budgeting tool: bank connections are read-only and provided by Akahu, and nothing it produces is financial advice.
Bryder Holdings Limited
Check the NZBN register- Legal name
- Bryder Holdings Limited
- Entity type
- New Zealand limited company, registered under the Companies Act 1993
- Company number
- 9414678
- NZBN
- 9429053530134
- Incorporated
- 19 March 2026
- Director
- Jack Ridder, sole director
- Location
- Invercargill, Southland, New Zealand
- Subsidiaries
- KiwiBudget Limited, New Zealand company 9459896, wholly owned.
- Trading name
- Bryder Studios
- In formation
- Bryder Commerce
Contact
Get in touch.
The form and the email address below land in the same inbox, and you will get a person rather than a queue. Or call 03 218 3249.
Email
Monday to Friday, 8:30am to 5:00pm NZT. We aim to reply within one business day.
Phone
Location
Invercargill, New Zealand
- Entity
- Bryder Holdings Ltd
- A New Zealand registered limited company. It owns KiwiBudget Limited and trades as Bryder Studios. Bryder Commerce is in formation.